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Mudra Loan Scheme

Loans up to Rs 10 Lakhs to Women and Men: Loans available for autorickshaws, salons, gyms or tailoring shops under Mudra Yojana. Know complete information.

મુદ્રા લોન યોજના ની સંપૂર્ણ માહિતી ગુજરાતીમાં વાંચવાની લિંક મૂકવામાં આવેલી છે

Loans upto Rs 10 Lakhs to women and men Mudra Loan Scheme | Pradhan Mantri Mudra Loan | PM Mudra Loan Scheme | pm mudra loan yojna: A very big scheme was announced by Sarkarshree in 2015 to make small entrepreneurs and housewives of the country self-reliant. And this scheme means Pradhan Mantri Mudra Yojana. This scheme has greatly facilitated the small traders, fairs and small shop owners of the country.

This scheme has proved to be a panacea in realizing the dreams of small entrepreneurs.

This scheme in particular has played and continues to play a major role in empowering women entrepreneurs.

Loans up to 10 lakh rupees are available under this scheme Any salon gym sewing shop etc can be opened through this scheme.

આને પણ વાંચો માત્ર આધારકાર્ડ પર કોઈ પણ બેંકમાં 50,000 રૂપિયા સુધીની તાત્કાલિક લોન આપી રહી છે મોદી સરકાર જાણો આ યોજનાની સંપૂર્ણ માહિતી અહીં ક્લિક કરો

Apart from this, e-rickshaws, autorickshaw drivers and street vendors (small stall holders/market vendors etc.) are also getting loans under this scheme.

According to official website data, 5,38,15,436 loans were sanctioned under Pradhan Mantri Mudra Yojana during the financial year 2023-24. An amount of Rs 4,39,677.50 crore was sanctioned for it. Out of which Rs 4,31,429.91 crore has been distributed so far.

Today we will know through this article what is Mudra Loan Scheme? What are the conditions for availing Mudra Loan? What are its benefits? What are the benefits of Mudra Loan Scheme for women candidates? And what documents will be required to get Mudra loan scheme? etc. We will get all the information through this article.

Information about Pradhan Mantri Mudra Loan Scheme

  • Micro Units Development and Refinance Agency (MUDRA) Loan Scheme under Pradhan Mantri Mudra Yojana (PMMY).
  • This central government scheme provides loans to individuals, SMEs and MSMEs.
  • There are three types of loans available under Mudra Yojana namely Shishu, Kishore and Tarun.
  • Mudra loan scheme offers a maximum loan amount of up to 10 lakh rupees.

Features of Mudra Loan Scheme

  • If you are thinking of starting a business, it is necessary to know the complete features of Mudra Loan Yojana.
  • There are three types of loans available Child posture, Young posture, juvenile posture.

આને પણ વાંચો તમારા ગામ વિસ્તારનુ આયુષ્માન કાર્ડ ચલાવતું પ્રાઇવેટ હોસ્પિટલ નું લિસ્ટ ડાઉનલોડ કરવા અહીં ક્લિક કરો

How much will the loan amount be?

  • Type of Loan Loan Amount Child Posture up to 50,000 Tarun Mudra 50,001 to 5,00,000 Kishore Mudra 5,00,001 to 10,00,000 interest rate

As per the applicant’s profile and business requirements

An important feature of the scheme.

  • No need to provide any kind of security.
  • Loan repayment tenure:
  • Twelve months to five years.
  • Processing Fee : Nil.

For which businesses does Mudra Loan Yojana provide loans?

Loans are available for these businesses under Mudra Yojana.

Commercial vehicles

Mudra finance for machinery or equipment can be used to purchase commercial transport vehicles such as tractors, autorickshaws, taxis, trolleys, tillers, goods vehicles, three-wheelers, e-rickshaws.

Service sector

To open salons, gyms, tailoring shops, medical shops, repair shops, dry cleaning and photo copy shops.

Food and textile sector

Loans are available for this business under Mudra’ Yojana. The sector concerned includes many activities like making papad, pickles, ice cream, biscuits, jams, jellies and sweets.

આને પણ વાંચો તમારા ખાતામાં પીએમ કિસાન યોજના અંતર્ગત 2000 રૂપિયાનો 16 મો હપ્તો જમા થયો કે નહીં ચેક કરો અહીંથી ક્લિક કરીને

Also, this loan scheme is available for conservation of agriculture related products in villages.

Business activities

Finance can be availed under this scheme for trade and commerce activities and non-agricultural profit earning activities for setting up shops and service enterprises.

Agriculture related activities

Agri Clinics and Agri Business Centers Food and Agro Processing Units Poultry Farming Fish Farming Bee Farming Livestock Farming Grading Agriculture Industry Dairy Industry etc. Finance can be availed under this scheme.

Who can apply under Mudra Loan Scheme?

Anyone above 18 years of age Start up Two jobs Home Industry Shopkeeper rack holder Retailer craftsman Sole proprietorship, partnership firm, limited liability partnership, and other business entities.

What documents are required to take Mudra Loan Scheme?

Proof of Identity – Voter ID Card PAN Card Aadhaar Card Driving License or Passport Address Proof – Recent Telephone Bill Property Tax Receipt Voter ID Card Electricity Bill Aadhaar Card and Passport of Proprietorship or Partners SC/ST/OBC/ Minority Certificate Six months bank statements Balance sheet of last two years along with income tax returns

How long does it take to get finance approved for Mudra Loan Scheme?

Generally private or public sector banks and NBFCs approve the loan in about 07 to 10 working days. No collateral or any kind of security is required to be deposited with any bank or loan institution for sanctioning the loan. In order to apply for business loan under Mudra Yojana, existing businesses and self-employed people have to submit the previous year’s intertax return itr.

આને પણ વાંચો વૃદ્ધ પેન્શન સહાય યોજના…તમારા પાડોશમાં 60 વર્ષથી ઉપરના વૃદ્ધો હોય તો તેમને આ યોજના હેઠળ ફોર્મ ભરાવો અને દર મહિને 1250 રૂપિયા ની સહાય મેળવો ફોર્મ ડાઉનલોડ કરવા માટે અહીં ક્લિક કરો

Advantages of availing finance under Mudra Loan Scheme

A nominal processing fee There is no need to provide any kind of security in the bank Collateral free loan Very low interest rates More relaxation in interest rates for women entrepreneurs.

There is a separate special loan scheme for women.

Organized Mahila Udyamay Yojana specially designed for women entrepreneurs. Which is a part of Mudra loan scheme. Under this, women working in economic activities related to manufacturing, production or service can apply for the loan. Women who have more than 50% financial participation in the company can apply for Mudra loan under this category.

આને પણ વાંચો આ યોજના અંતર્ગત ફોર્મ ભરાવો અને મેળવો ફ્રી સિલાઈ મશીન. ફોર્મ ભરવા માટે અહીં ક્લિક કરો

Mudra cards are also available.

Mudra card is a type of debit card that is issued to Mudra loan borrowers to meet their business and working capital requirements. After Mudra loan approval the bank or lending institution opens a Mudra loan account for the borrower and also issues a debit card. The loan amount is transferred to the bank account which the borrower can withdraw according to his business needs.

મહત્વની લીંક

સંપૂર્ણ માહિતી ગુજરાતીમાં વાંચવા માટેઅહીં ક્લિક કરો
મુદ્રા લોન યોજના ઓફિસિયલ વેબસાઈટhttps://www.mudra.org.in/
વધુ માહિતી માટેઅહીં ક્લિક કરો
હોમ પેજ પર જવા માટેઅહીં ક્લિક કરો

Frequently Asked Questions

How many rupees can be loaned under Mudra Loan Yojana?

Loans can be availed from 50000 rupees to 10 lakhs.

From which bank can one get a loan under Mudra Loan Yojana?

Any bank gives loan under this scheme.

What is the official website of Mudra Loan Yojana?

https://www.mudra.org.in/

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