Mahila Samman Savings Certificate Scheme : This post office scheme will make women millionaires in just two years, the government is giving a lot of guarantees, know the complete information about this scheme.
This post office scheme will make women millionaires in just two years, the government is giving a lot of guarantees, know the complete information about this scheme.
Post Office Mahila Samman Bachat Certifika Yojana: Post Office is making available various schemes for investment to women. In this scheme, women can earn huge interest for a short period of time and secure their future.
The Government of India periodically announces innovative savings schemes for the middle class people. With the help of which savings can be made and at the same time the central government also gives a guaranteed return on the money invested in this scheme. Post office is also giving many options to women to invest, with the help of which women are being given an opportunity to earn a lot of money in a short time and secure their future.
One scheme for women is Mahila Samman Savings Certificate. This is a small savings scheme through which women can become rich in just two years. Let it be known that under this scheme women are given a huge interest of 7.5 percent from the central government and the government guarantees this interest.
How much interest will be earned on an investment of two lakhs?
If a woman invests Rs 2 lakh in Mahila Samman Savings Certificate for two years, she will be eligible to get Rs 2.32 lakh on maturity. This scheme works as an FD. Women who want to invest in this scheme can go to the nearest post office branch and go through the process of opening an account. Along with this form customer has to provide PAN card and Aadhaar card for KYC. Also you have to give check and pay in slip.
Mahila Samman Savings Certificate Scheme
Who can benefit from the scheme?
This scheme can be invested in the name of any woman or girl child. Also any legal guardian of a woman or girl child can invest in this scheme in the name of the minor girl child. Not only this, husband can also invest for his wife in this scheme.
This investment exemption will be tax deductible.
- This scheme is unlike the tax saving fixed deposit scheme.
- Investment in Mahila Samman Savings Certificate is exempted under Income Tax Act 80C However, you will have to pay tax on the interest earned under the scheme.
- You do not get tax benefit on its interest. TDS is deducted on interest income.
What is the maximum investment under this scheme?
- The minimum investment under this scheme can be made in multiples of Rs 1000 and gold.
- While a maximum of two lakh rupees can be invested.
- When a woman or a guardian of a minor girl already has an account and wants to open another account, there should be a gap of at least three months between the two accounts.
મહિલાઓને સૌથી વધુ વ્યાજ પૂરું પાડતી પોસ્ટ ઓફિસની આ સ્કીમ વિશે જાણો
40% amount can be withdrawn after one year.
If you want to withdraw money from Mahila Samman Saving Certificate Account, you can withdraw 40% of the total deposit after one year of account opening. Under this scheme, the annual interest of 7.5 per cent is credited to the account every three months, but the interest and principal are paid only on maturity.